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May 22 2018

Millennial luxury is:

fuckyeah-nerdery:

A car that’s only five years old and paid off

Either a decent apart that costs less than $500 a month or a small house that cost less than $115,000 with a reasonable mortgage

A fridge that’s at least half full with food that isn’t out of date

A bank account that not only isn’t overdrawn, but still has like ten bucks left over each month

No student loans

A job that pays well and provides insurance coverage

Hell, having insurance

Being able to pay bills without having an emotional breakdown

Not having to borrow money from your family

Really, the ability to live on your own

clish:

lagonegirl:

“That’s just how I am lol” NAH. That’s a character flaw. Work on it. Fix it. Grow.

thank you, Russian Spy Agent

biggest-gaudiest-patronuses:

wutheringdyke:

megagrandstudentjellyfish:

wutheringdyke:

Do you wanna hear one of the funniest fucken stories?

Pls do tell

So in my town there is this emo satanist community and at some point a really influential emo dude called Raven lived here. Like every emo in Romania knew him because he was somehow the edgiest of them all. He was also a gigantic incel, but still tried to flirt with every goth girl on sight. At some point when he was in his last year of high school, before leaving for college, he tried to hit on an 11 yo girl(gross). It made her rlly uncomfortable. What Raven didn’t know was that this girl’s cousin was the strongest dude in town-2 meters tall, super bulky, literally looked like a mountain. So the girl told her buff cousin what Raven looked like, and one time, while Buff guy was at work, he spotted Raven. Now, funny enough, Buff Guy worked at a children’s playground, and he was dressed up as a clown that day. So he just walked up to Raven, patted him on the shoulder and asked: “Have you ever been beaten up by a clown?” and Raven said, “N-no”. To which Buff Guy replied :“It’s fine. Because you will be.”

there is no possible way to predict the many directions this post took

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dontbeanassbutt:

bl-ossomed:

v-anillamoon:

Advice from the 6 bus

this is golden

favorite

says you

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distantvoices:

By Yuni Yoshida

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senpeep:

>w<

hunkish:

so we have these cookie jars that sit on top of the cupboard right. we’ve had them for years. you can record yourself saying something so when you take the lid off you it will make a noise so you can hear if someone is stealing your cookies or something anyway anyway we have 3 of them. a pig, a cow, and an owl. now i was left alone one day. mum and dad at work, my brother at school and my sister at her boyfriends house. so i had a thought. what if i recorded myself screaming? so i did. in all 3 of them. all 3 different screams too. one was an excited shriek, one was a terrified scream, and one was a long shout. these cookie jars recorded up to 15 seconds, so i took FULL ADVANTAGE of that. now…here’s the thing…i did that almost 3 years ago. and these cookie jars have been sitting on top of the cupboard collecting dust.

until today.

mum’s painting the kitchen, so she had to take everything off the top of the cupboard. and uh…you know how battery powered things…start dying? they……slowly run out of juice? she asked me to check inside one of the jars. the pig, to be exact. and…the pig was the terrified scream. i unsuspectingly opened the jar and as the lid came off the jar, i remembered what i did. but i didn’t remember in time, because in that next second, a fucking demon cry sounded from this Almost Dead Battery Powered Pig Cookie Jar. it was a sound i never want to hear again. everyone ran into the kitchen to see what that god awful sound was and i just stood there, holding this satanic wailing pig. i shut my eyes, and waited the full 15 seconds, until it was silent, before turning to my mum and handed her the pig, and then leaving the kitchen.

i’ll admit i’ve done some dumb things in my life, but nothing could’ve prepared me for the sound i heard today.

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captainpoe:

Zazie Beetz as Domino

wintermoth:

aquadraco20:

pyroteknich:

mycatisabunny:

I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money.
(I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one.
(My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon.
(My anesthesiologist bill was $1,700)

You may need follow-up appointments.
(My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot.
(Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me.
I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency.
I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

I am about 900% sure there are people who don`the know this. 

PLEASE READ THIS IF YOU LIVE IN AMERICA AND HAVE MEDICAL BILLS

I had to do this once as well and I can ABSOLUTELY confirm that this is true.

Get in contact with the hospital. Don’t just…sit there and let the anxiety grow and panic and then ignore it in an effort to find peace.

C

craving some carolina bbq. problem is choosing a place…

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heatherfranzen:

Little mudkip painting 💧

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reapers-gay-owl-mask:

pazdispenser:

stage 1 emo/weeb phase board

I feel like this image would attack me if it could.

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6woofs:

SQUARE TAIL SQUARE TAIL SQUARE TAIL

Does this mean MBJ is going to be at RTX this year?

HOW DID RT GET MICHAEL B. JORDAN TO WORK FOR THEM?!?

rosebird:

HE’S GONNA BE PLAYING MAIN ROLE IN GEN:LOCK

May 21 2018

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iron-rion:

The heirs

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doslunasdereina:

Luna!!! 🌙💜

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